{"id":108,"date":"2021-09-30T04:00:00","date_gmt":"2021-09-30T10:00:00","guid":{"rendered":"https:\/\/www.smithinsgroup.com\/blog\/?p=108"},"modified":"2021-10-01T13:35:38","modified_gmt":"2021-10-01T19:35:38","slug":"frequently-asked-questions-about-boat-insurance","status":"publish","type":"post","link":"https:\/\/www.smithinsgroup.com\/blog\/frequently-asked-questions-about-boat-insurance\/","title":{"rendered":"Frequently Asked Questions About Boat Insurance"},"content":{"rendered":"<p>Although boat accidents are not as common compared to auto accidents, it&#8217;s good to insure your boat, just in case of an unexpected loss. Whether you are considering purchasing a boat or already have one, it&#8217;s good to know more about boat insurance to avoid problems. Below are some of the most frequently asked questions about boat insurance. And if you&rsquo;re looking for a reputable boat insurance company serving&nbsp;Sandy, UT, The Smith Insurance Group Inc. is here to help you choose a cover that suits your needs.<\/p>\n<h2>Does The Law Require Me to Have Boat Insurance?<\/h2>\n<p>The law requires to have operator&#8217;s liability insurance whenever a person is using a boat. If you don&#8217;t have it, you risk being penalized because you will be violating state law. Don&#8217;t get into trouble with the authorities while The Smith Insurance Group Inc. can offer you a suitable boat insurance policy.&nbsp;<\/p>\n<h2>Do I Need to Have Insurance Even When My Boat Is Not Very Expensive?<\/h2>\n<p>You need to have boat insurance even when you feel like your boat is not expensive. The reason for this is, there will be a need to cater for medical bills in case an accident happens or property is damaged.&nbsp;<\/p>\n<h2>Does A Homeowners Policy Offer Boat Coverage?<\/h2>\n<p>Some people may assume that their boat it&#8217;s covered under their homeowner&#8217;s policy. This might be true to some extent. The coverage may be very restricted and not cater to all your insurance needs. It&#8217;s always good to review your homeowner&#8217;s policy well and ask questions to make sure everything is clear.<\/p>\n<h2>Do I Still Need Boat Insurance During the Off-Season Period?<\/h2>\n<p>Your boat needs coverage even during the offseason period because it might get damaged when in transit or storage.&nbsp;<\/p>\n<p>Boat insurance can protect you from many undesirable experiences. It also helps you have peace of mind whenever you&#8217;re navigating in water, transporting your boat, and even when it&#8217;s in storage. Contact The Smith Insurance Group Inc.&nbsp;to learn more about our boat insurance covers in Sandy, UT.&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Although boat accidents are not as common compared to auto accidents, it&#8217;s good to insure your boat, just in case of an unexpected loss. Whether you are considering purchasing a boat or already have one, it&#8217;s good to know more about boat insurance to avoid problems. Below are some of the most frequently asked questions [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[5,6],"class_list":["post-108","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-sandy-ut","tag-the-smith-insurance-group-inc"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.smithinsgroup.com\/blog\/wp-json\/wp\/v2\/posts\/108","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.smithinsgroup.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.smithinsgroup.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.smithinsgroup.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.smithinsgroup.com\/blog\/wp-json\/wp\/v2\/comments?post=108"}],"version-history":[{"count":1,"href":"https:\/\/www.smithinsgroup.com\/blog\/wp-json\/wp\/v2\/posts\/108\/revisions"}],"predecessor-version":[{"id":109,"href":"https:\/\/www.smithinsgroup.com\/blog\/wp-json\/wp\/v2\/posts\/108\/revisions\/109"}],"wp:attachment":[{"href":"https:\/\/www.smithinsgroup.com\/blog\/wp-json\/wp\/v2\/media?parent=108"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.smithinsgroup.com\/blog\/wp-json\/wp\/v2\/categories?post=108"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.smithinsgroup.com\/blog\/wp-json\/wp\/v2\/tags?post=108"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}