{"id":198,"date":"2025-06-30T04:00:00","date_gmt":"2025-06-30T10:00:00","guid":{"rendered":"https:\/\/www.smithinsgroup.com\/blog\/?p=198"},"modified":"2025-06-06T11:46:44","modified_gmt":"2025-06-06T17:46:44","slug":"exploring-your-options-how-to-secure-health-insurance-coverage","status":"publish","type":"post","link":"https:\/\/www.smithinsgroup.com\/blog\/exploring-your-options-how-to-secure-health-insurance-coverage\/","title":{"rendered":"Exploring Your Options: How to Secure Health Insurance Coverage"},"content":{"rendered":"<p>Cost is often the main reason Sandy, UT, residents forgo health insurance. However, many may not realize the variety of options available to them. These options offer a range of coverage levels and price points, ensuring that there is a plan to meet your needs and budget.<\/p>\n<h2>Employer-Sponsored Health Insurance<\/h2>\n<p>Workplace health insurance is one of the most straightforward options, which is why over half of Americans rely on it. As an employee, you enroll in your employer&rsquo;s health insurance plan and pay a portion of your wages toward the premium, while the company covers the rest. This type of insurance typically covers you and your family members until your employment ends.<\/p>\n<h2>Government-Funded Programs<\/h2>\n<p>Government programs provide coverage for specific groups based on income and other criteria:<\/p>\n<ul>\n<li><strong>Medicaid:<\/strong> Covers low-income families, pregnant women, children, the elderly, and disabled individuals.<\/li>\n<li><strong>Medicare:<\/strong> Provides coverage for older people and people with disabilities.<\/li>\n<li><strong>Children&rsquo;s Health Insurance Program (CHIP):<\/strong> Offers coverage for families who don&rsquo;t qualify for Medicaid but cannot afford private insurance.<\/li>\n<\/ul>\n<h2>Affordable Care Act (ACA)<\/h2>\n<p>The Affordable Care Act offers a government-regulated marketplace where you can select plans from private carriers that meet government standards. Sandy, UT, residents can apply for health insurance through the Health Insurance Marketplace at <a href=\"https:\/\/www.healthcare.gov\">healthcare.gov<\/a>. Enrollment is available online, by phone, or via paper application, with the most options available during the open enrollment period, which runs from November to mid-January.<\/p>\n<h2>Explore Options with The Smith Insurance Group Inc.<\/h2>\n<p>At The Smith Insurance Group Inc., we partner with multiple insurance carriers to offer a variety of coverage options without limitations or stipulations. Our agents take the time to understand your health background and coverage needs to craft a personalized health insurance plan. This is an excellent choice for individuals who qualify for government programs as well as those who don&rsquo;t.<\/p>\n<h2>Additional Health Insurance Options<\/h2>\n<p>Other health insurance options include:<\/p>\n<ul>\n<li>Short-term health insurance (also known as &quot;skinny plans&quot;)<\/li>\n<li>Health sharing ministries<\/li>\n<li>TRICARE military insurance<\/li>\n<\/ul>\n<p>No reason justifies going without health insurance coverage. Our agents are here to help you find a plan that suits your needs and budget. For more information on health insurance options, contact The Smith Insurance Group Inc. or visit our office in Sandy, UT.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Cost is often the main reason Sandy, UT, residents forgo health insurance. However, many may not realize the variety of options available to them. These options offer a range of coverage levels and price points, ensuring that there is a plan to meet your needs and budget. Employer-Sponsored Health Insurance Workplace health insurance is one [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[13,5,6],"class_list":["post-198","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-health-insurance","tag-sandy-ut","tag-the-smith-insurance-group-inc"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.10 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-image-preview:large\" \/>\n\t<meta name=\"author\" content=\"agentinsure\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.smithinsgroup.com\/blog\/exploring-your-options-how-to-secure-health-insurance-coverage\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.10\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | The Smith Insurance Inc. |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"Exploring Your Options: How to Secure Health Insurance Coverage | Blog | The Smith Insurance Inc.\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.smithinsgroup.com\/blog\/exploring-your-options-how-to-secure-health-insurance-coverage\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2025-06-30T10:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2025-06-06T17:46:44+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"Exploring Your Options: How to Secure Health Insurance Coverage | Blog | The Smith Insurance Inc.\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/exploring-your-options-how-to-secure-health-insurance-coverage\\\/#article\",\"name\":\"Exploring Your Options: How to Secure Health Insurance Coverage | Blog | The Smith Insurance Inc.\",\"headline\":\"Exploring Your Options: How to Secure Health Insurance Coverage\",\"author\":{\"@id\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/#organization\"},\"datePublished\":\"2025-06-30T04:00:00-06:00\",\"dateModified\":\"2025-06-06T11:46:44-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/exploring-your-options-how-to-secure-health-insurance-coverage\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/exploring-your-options-how-to-secure-health-insurance-coverage\\\/#webpage\"},\"articleSection\":\"Insurance, health insurance, Sandy UT, The Smith Insurance Group Inc.\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/exploring-your-options-how-to-secure-health-insurance-coverage\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"position\":2,\"name\":\"Insurance\",\"item\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/category\\\/insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/exploring-your-options-how-to-secure-health-insurance-coverage\\\/#listItem\",\"name\":\"Exploring Your Options: How to Secure Health Insurance Coverage\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/exploring-your-options-how-to-secure-health-insurance-coverage\\\/#listItem\",\"position\":3,\"name\":\"Exploring Your Options: How to Secure Health Insurance Coverage\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/category\\\/insurance\\\/#listItem\",\"name\":\"Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/#organization\",\"name\":\"Blog | The Smith Insurance Inc.\",\"url\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"agentinsure\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/exploring-your-options-how-to-secure-health-insurance-coverage\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"agentinsure\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/exploring-your-options-how-to-secure-health-insurance-coverage\\\/#webpage\",\"url\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/exploring-your-options-how-to-secure-health-insurance-coverage\\\/\",\"name\":\"Exploring Your Options: How to Secure Health Insurance Coverage | Blog | The Smith Insurance Inc.\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/exploring-your-options-how-to-secure-health-insurance-coverage\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2025-06-30T04:00:00-06:00\",\"dateModified\":\"2025-06-06T11:46:44-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/\",\"name\":\"Blog | The Smith Insurance Inc.\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.smithinsgroup.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"Exploring Your Options: How to Secure Health Insurance Coverage | Blog | The Smith Insurance Inc.","description":"","canonical_url":"https:\/\/www.smithinsgroup.com\/blog\/exploring-your-options-how-to-secure-health-insurance-coverage\/","robots":"max-image-preview:large","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.smithinsgroup.com\/blog\/exploring-your-options-how-to-secure-health-insurance-coverage\/#article","name":"Exploring Your Options: How to Secure Health Insurance Coverage | Blog | The Smith Insurance Inc.","headline":"Exploring Your Options: How to Secure Health Insurance Coverage","author":{"@id":"https:\/\/www.smithinsgroup.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.smithinsgroup.com\/blog\/#organization"},"datePublished":"2025-06-30T04:00:00-06:00","dateModified":"2025-06-06T11:46:44-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.smithinsgroup.com\/blog\/exploring-your-options-how-to-secure-health-insurance-coverage\/#webpage"},"isPartOf":{"@id":"https:\/\/www.smithinsgroup.com\/blog\/exploring-your-options-how-to-secure-health-insurance-coverage\/#webpage"},"articleSection":"Insurance, health insurance, Sandy UT, The Smith Insurance Group Inc."},{"@type":"BreadcrumbList","@id":"https:\/\/www.smithinsgroup.com\/blog\/exploring-your-options-how-to-secure-health-insurance-coverage\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.smithinsgroup.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.smithinsgroup.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.smithinsgroup.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.smithinsgroup.com\/blog\/category\/insurance\/#listItem","position":2,"name":"Insurance","item":"https:\/\/www.smithinsgroup.com\/blog\/category\/insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.smithinsgroup.com\/blog\/exploring-your-options-how-to-secure-health-insurance-coverage\/#listItem","name":"Exploring Your Options: How to Secure Health Insurance Coverage"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.smithinsgroup.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.smithinsgroup.com\/blog\/exploring-your-options-how-to-secure-health-insurance-coverage\/#listItem","position":3,"name":"Exploring Your Options: How to Secure Health Insurance Coverage","previousItem":{"@type":"ListItem","@id":"https:\/\/www.smithinsgroup.com\/blog\/category\/insurance\/#listItem","name":"Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.smithinsgroup.com\/blog\/#organization","name":"Blog | The Smith Insurance Inc.","url":"https:\/\/www.smithinsgroup.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.smithinsgroup.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.smithinsgroup.com\/blog\/author\/agentinsure\/","name":"agentinsure","image":{"@type":"ImageObject","@id":"https:\/\/www.smithinsgroup.com\/blog\/exploring-your-options-how-to-secure-health-insurance-coverage\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"agentinsure"}},{"@type":"WebPage","@id":"https:\/\/www.smithinsgroup.com\/blog\/exploring-your-options-how-to-secure-health-insurance-coverage\/#webpage","url":"https:\/\/www.smithinsgroup.com\/blog\/exploring-your-options-how-to-secure-health-insurance-coverage\/","name":"Exploring Your Options: How to Secure Health Insurance Coverage | Blog | The Smith Insurance Inc.","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.smithinsgroup.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.smithinsgroup.com\/blog\/exploring-your-options-how-to-secure-health-insurance-coverage\/#breadcrumblist"},"author":{"@id":"https:\/\/www.smithinsgroup.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.smithinsgroup.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2025-06-30T04:00:00-06:00","dateModified":"2025-06-06T11:46:44-06:00"},{"@type":"WebSite","@id":"https:\/\/www.smithinsgroup.com\/blog\/#website","url":"https:\/\/www.smithinsgroup.com\/blog\/","name":"Blog | The Smith Insurance Inc.","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.smithinsgroup.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | The Smith Insurance Inc. |","og:type":"article","og:title":"Exploring Your Options: How to Secure Health Insurance Coverage | Blog | The Smith Insurance Inc.","og:url":"https:\/\/www.smithinsgroup.com\/blog\/exploring-your-options-how-to-secure-health-insurance-coverage\/","article:published_time":"2025-06-30T10:00:00+00:00","article:modified_time":"2025-06-06T17:46:44+00:00","twitter:card":"summary","twitter:title":"Exploring Your Options: How to Secure Health Insurance Coverage | Blog | The Smith Insurance Inc."},"aioseo_meta_data":{"post_id":"198","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2025-06-30 10:09:47","updated":"2025-06-30 10:09:47","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.smithinsgroup.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.smithinsgroup.com\/blog\/category\/insurance\/\" title=\"Insurance\">Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tExploring Your Options: How to Secure Health Insurance Coverage\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.smithinsgroup.com\/blog"},{"label":"Insurance","link":"https:\/\/www.smithinsgroup.com\/blog\/category\/insurance\/"},{"label":"Exploring Your Options: How to Secure Health Insurance Coverage","link":"https:\/\/www.smithinsgroup.com\/blog\/exploring-your-options-how-to-secure-health-insurance-coverage\/"}],"_links":{"self":[{"href":"https:\/\/www.smithinsgroup.com\/blog\/wp-json\/wp\/v2\/posts\/198","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.smithinsgroup.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.smithinsgroup.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.smithinsgroup.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.smithinsgroup.com\/blog\/wp-json\/wp\/v2\/comments?post=198"}],"version-history":[{"count":1,"href":"https:\/\/www.smithinsgroup.com\/blog\/wp-json\/wp\/v2\/posts\/198\/revisions"}],"predecessor-version":[{"id":199,"href":"https:\/\/www.smithinsgroup.com\/blog\/wp-json\/wp\/v2\/posts\/198\/revisions\/199"}],"wp:attachment":[{"href":"https:\/\/www.smithinsgroup.com\/blog\/wp-json\/wp\/v2\/media?parent=198"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.smithinsgroup.com\/blog\/wp-json\/wp\/v2\/categories?post=198"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.smithinsgroup.com\/blog\/wp-json\/wp\/v2\/tags?post=198"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}