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The Smith Insurance Group, Inc.

710 New England Drive
Sandy, UT 84094

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Commercial Insurance in Utah

There is a lot to consider when opening a new business in the State of Utah. You need to figure out how to run the business, hire employees, and how to protect your personal and business assets in case something goes wrong. The best way to make sure you are protected against some types of financial loss is by getting insurance coverage through The Smith Insurance Group Inc. of Sandy, UT. The Smith Insurance Group Inc provides a full line of commercial insurance coverage including the following required and recommended policies.

Required Insurance Coverage

A company operating in Utah that has one or more employees must carry worker’s compensation insurance in case one of the employees gets hurt on a job site or while performing activities related to their employment with you. You don’t have to worry about getting worker’s compensation if you are a self-employed individual without any other employees.

If you are going to use your personal vehicle for the business, or if you are going to maintain a fleet of vehicles, you will need a commercial auto insurance policy to cover all the vehicles while they are being used for the business.

Recommended Insurance Coverage

You should maintain a Business Owner’s Policy (BOP) while operating a small business in Utah. A BOP policy covers the general liability and property insurance needs of small business owners including protection for equipment and property loss due to fire, theft, or some other catastrophe.

There are some other policies you should have depending on the work you do like an “Errors and Omissions Policy,” Professional Liability Policy, and an “Employment Practices Liability in Utah Policy.”

The best thing to do if you are going to start of business in Sandy, UT is to sit down with a representative from The Smith Insurance Group Inc. to talk about what you plan to do with your business and what type of protections you are going to need to keep your personal and business assets safe. Call us today so you can get the insurance protection you need.

Why work with us?

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Locally owned and operated

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Policies that meet & exceed expectations

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Get an Annual Policy review

Servicing these States

  • Utah
  • Idaho
  • Arizona
  • Nevada
  • Montana