Motorcycle insurance FAQs

Motorcycle Insurance: A Comprehensive Guide to Your Ride’s Protection

Owning a motorcycle means embracing a certain degree of risk influenced by road conditions and other drivers. As devoted insurance agents at The Smith Insurance Group Inc. in Sandy, UT, we understand the importance of having the right motorcycle insurance to safeguard your road trips. Let’s explore some common queries.

Is Motorcycle Insurance Mandatory in Utah?

Yes, you’re obliged to carry insurance while on the road in Utah. It’s essential to have your insurance card with you, together with your driver’s license, at all times, as you’d need to produce it if police officers request it.

What Is the Required Coverage Limit for Motorcycle Insurance in Utah?

The insurance minimums required in Utah consist of $25,000 per person for bodily injury liability, $65,000 for two or more persons for bodily injury liability, and $15,000 for property damage. While these are the basic levels of coverage, you may consider opting for more if you have a financed bike.

Is Collision and Comprehensive Coverage Necessary for Older Bikes?

The value of your older bike determines whether you should take collision and comprehensive insurance. Some older bikes may carry considerable value, which justifies the cost of collision and comprehensive coverage. Without these, the cost of repairs or replacement would be yours to bear.

Can I Register My Motorcycle Without Motorcycle Insurance?

No, it’s mandatory in Utah to produce proof of insurance before you can register your motorcycle.

Contact The Smith Insurance Group Inc. in Sandy, UT, if you need comprehensive motorcycle insurance. Protect your motorcycle today to enjoy the thrill of the open road without worry.