At Smith Insurance Agency of West Virginia, we understand that our customers in Kingwood, WV, and beyond want to ensure their vehicles are protected while traveling the roadways. Your car is your lifeline. Without it, you may struggle to make ends meet or attend essential appointments.

Many auto dealers require you to have car insurance before you can drive your new vehicle off the lot. They often expect particular coverage amounts to satisfy the lienholder on an auto loan. For instance, they may require a deductible of $1,000 or less for comprehensive and collision coverages.

However, if you purchase a car from a private seller or a dealership that doesn’t have strict requirements for coverage, you’ll be glad to know that most insurance companies offer a grace period to cover your new car before it’s added to the policy.

Typically, the grace period for obtaining auto coverage on your new vehicle can be up to 30 days from the date of purchase. Still, we recommend that you get auto insurance coverage as soon as possible.

Contact your insurance agent to discuss the specifics of your policy regarding grace period coverage. It’s important to note that if you don’t have auto insurance, there’s no grace period.

Give Us a Call!

At Smith Insurance Agency of West Virginia, in Kingwood, WV, we love our customers and want you to stay safe while on the road. The best and most responsible way to cover your new car is to call your insurance provider at the time of purchase and add the vehicle to your policy.

Please call us today at (304) 329-1440. You can also email us at service@siawv.com. We will assist you and send you a copy of your proof of insurance, so you have it on hand. We want you to be protected and have peace of mind while operating your new vehicle.