The agents at the Smith Insurance Group Inc. serving the Sandy, UT area express the importance of a motorcycle insurance policy. Utah requires all drivers, including motorcyclists, to have liability insurance before they can legally drive on public roads. Motorcycle liability insurance will help you pay for any damage to another driver’s vehicle or injuries caused in an accident deemed your fault.
You can choose from many other types of motorcycle insurance to create the best policy for you and your situation. Read on to learn more about other types of motorcycle insurance coverage options.
Types of Motorcycle Insurance Coverage Options
Uninsured and Underinsured Motorcycle Insurance
If you become involved in an accident that is the other driver’s fault but that driver does not have any insurance or does not have an adequate amount of insurance, this type of motorcycle insurance will come in handy. This is because it will help you repair your bike and pay medical bills if you or your passenger are injured due to the accident.
Comprehensive insurance will help if a natural disaster, such as a tornado or hurricane, damages your bike. It can also assist you with repairs or replace your motorcycle if it is damaged or destroyed by a fire or vandalism. This insurance coverage will also help you replace your bike if it is stolen.
If you collide with another vehicle or hit a stationary object, collision insurance will assist you in paying for any damages.
If you owe money to a lender for the purchase of your motorcycle, you will need to have both collision and comprehensive insurance coverage to protect your lender’s investment in your motorcycle.
Contact Smith Insurance Group Inc.
To obtain adequate motorcycle insurance for you and your bike, contact the experienced and knowledgeable agents at the Smith Insurance Group Inc. serving the Sandy, UT area today!